Terms of Service

By accessing or using Financial Command Center, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service.

You must be at least 18 years of age to use Financial Command Center. By using the service, you represent and warrant that you meet this age requirement.

Financial Command Center is a personal financial management platform operated by Corsac Vantage LLC. The platform aggregates financial data via Plaid Technologies Inc. and provides AI-powered insights to help users understand and manage their finances.

Important: We do not provide regulated financial advice. Vantage AI insights are informational only and are not a substitute for professional financial advice. Always consult a qualified financial advisor before making significant financial decisions.

• You must provide accurate, current, and complete information when creating an account.
• You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
• You agree to notify us immediately of any unauthorized access to or use of your account by contacting us at AISolutions@CorsacVantage.com.

• Access is currently by invitation. Joining the waitlist does not create an account or a charge.
• All Vantage plans (Foundation, Premier, Business, Prestige) require a valid payment method at the time of subscription.
• Automatic renewal. Unless you cancel first, your subscription renews automatically at the end of each billing period, monthly or annual as you selected, and the payment method on file is charged the then-current price for that plan. We will email you a reminder before an annual subscription renews.
• How to cancel. You can cancel at any time, without contacting support, from Billing in your account settings. Cancellation takes effect at the end of the current billing period, and you keep access until then.
• Price changes. We may change subscription prices. Any change takes effect only at your next renewal, and we will give you at least 30 days' notice by email first. Founding member pricing, where offered, is honored for as long as the subscription remains continuously active.
• Paid plans include a 14-day free trial. A valid credit card is required to start your trial. You will not be charged if you cancel before the trial period ends.
• Refunds are issued at our discretion. For refund requests, contact AISolutions@CorsacVantage.com.
• Who processes your payment. Payments are processed by Stripe, Inc. Your card details go directly to Stripe. Corsac Vantage LLC never receives or stores your full card number, expiration date, or security code. We keep only a token that lets us bill the card, the card brand, and the last four digits, so you can see which card is on file. Stripe handles your payment information under its own terms and privacy policy, which are separate from ours.
• What you are authorizing. When you subscribe you authorize us, through Stripe, to charge the payment method you provide for the plan and billing interval you selected, at the price shown at checkout, and to keep charging it each period until you cancel. All prices are in US dollars.
• Keeping a card on file. You are responsible for keeping a valid payment method current. Card networks may send Stripe your updated details automatically when a card is reissued or replaced, so a renewal can be charged to the new card without you entering it again. You can change or remove the card at any time from Billing in your account settings.
• If a payment fails. We may retry a failed charge over the following days and will attempt to notify you by email. If it still has not succeeded, paid features may be suspended or the subscription canceled. Your data is not deleted for non-payment: your account becomes view-only, and you can export your data or resubscribe.
• Taxes. Prices do not include sales, use, VAT, GST, or similar taxes. Where we are required to collect tax, it is calculated and shown at checkout before you confirm, and added to the amount charged.
• Receipts and invoices. A receipt is issued for every charge and your billing history is available from Billing in your account settings.
• If you do not recognize a charge, tell us first. Email AISolutions@CorsacVantage.com and we will look into it and correct anything that is wrong. Disputing a charge with your bank before contacting us starts a process we cannot shorten or stop, and the account may be suspended while it runs. This does not limit any right you have to dispute a charge; we would simply rather fix it than have your bank decide it.

Financial Command Center connects to financial institutions via Plaid Technologies Inc., a third-party data aggregation service. By connecting your financial accounts, you also agree to Plaid's terms.

• We have read-only access to your financial data. We cannot initiate transactions, move money, or modify your accounts in any way.
• By connecting your accounts, you agree to Plaid's End User Privacy Policy at plaid.com/legal/end-user-privacy-policy.

Vantage AI, our financial coaching feature, is powered by Anthropic Claude. AI-generated outputs are provided for informational purposes only.

• All AI outputs do not constitute financial, legal, or tax advice.
• Always consult a qualified professional before making significant financial decisions based on AI-generated insights.
• AI outputs may contain errors or inaccuracies. Corsac Vantage LLC is not liable for decisions made based on AI-generated content.

You agree to use Financial Command Center only for lawful, personal purposes. Prohibited uses include:

• Commercial resale or redistribution of the platform or its data.
• Reverse engineering, decompiling, or attempting to circumvent security measures.
• Using the platform for any illegal purpose or in violation of applicable laws.
• Sharing account credentials or allowing others to access your account.

Our plans are designed for typical personal and small-business financial activity. To keep the service fast and fairly priced for everyone, usage that substantially exceeds typical patterns is subject to this fair-use policy.

• An account may be considered high-volume when, for example, it accumulates more than 25,000 new synced or imported transactions in any rolling 12-month period, or exhibits sustained automated, scripted, or commercial-scale usage.
• For high-volume accounts, Corsac Vantage LLC reserves the right to throttle data-sync frequency, limit certain features, require migration to a custom or business plan, or apply additional fees proportionate to the account's usage.
• We will make reasonable efforts to contact you by email before applying throttling or pricing changes to your account, and any fee change will be communicated at least 30 days before it takes effect.
• AI-powered features are additionally subject to monthly AI interaction limits by plan (Free 5 · Foundation 250 · Premier 500 · Business 750 · Prestige 1,500), and Corsac Vantage LLC may throttle or limit AI usage that exceeds fair use.

Your use of Financial Command Center is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using the service, you consent to the data practices described in the Privacy Policy.

You may grant another person access to your finances, such as a partner, a household member, an advisor, or an accountant. What they see is what you granted, either everything or the specific accounts and items you selected, and they see it for as long as you leave the grant in place. Granting access sends your financial information to another person. Only do it for someone you intend to have it.

Either side may revoke at any time, alone. You never need the other person to agree, and you never need us to act for you. Revoking stops their access from that point forward. Neither of you can delete, alter, or take the other person's data, and ending a share never removes anything from the account of the person who owns it.

The combined household figure. When two members have each granted the other partner access, the service also shows both of them one combined figure. It is the sum of what each person contributed, which is what each person shared, so both see the same number. Anything either of you held back is not in it. The combined figure is an arithmetic total of two sets of entries. It is not a statement about what either of you owns, and it is not a division of property.

We do not check for duplication and cannot resolve it. If the same asset or account is entered by both of you, it is counted twice unless the shares you each set add up to one hundred percent. The service flags some of these where it can detect them and tells you the total it is using, but detection is not guaranteed, it does not cover everything you enter by hand, and the service will never change a share you set in order to correct one. The shares are yours to set and yours to maintain.

Disputes between members are not ours to settle. Corsac Vantage LLC is not a party to any agreement between you and anyone you share with, and we do not arbitrate, mediate, or take sides in a disagreement between two members about data, access, or figures. If a court order or legal process directs us regarding an account, we will follow it.

If a partner membership was provided to you as part of another member's subscription, that membership depends on their subscription continuing. If it ends, you keep your own account and all of your own data. See Subscription and Billing above for what happens to the paid tier.

• Financial Command Center is a product of Corsac Vantage LLC. All rights reserved.
• The Corsac Vantage fox V-chevron logo is a trademark of Corsac Vantage LLC and may not be used without express written permission.
• All platform content, code, designs, and software are proprietary and protected by applicable intellectual property laws.

Corsac Vantage LLC is not a bank, credit union, broker-dealer, investment adviser, financial planner, tax preparer, accountant, law firm, insurance provider, credit repair organization, or consumer reporting agency. We are not a fiduciary, and no fiduciary duty is created by your use of the service.

Everything the service displays, including balances, categorizations, forecasts, scenarios, recommendations, briefings, and any output of Vantage AI, is provided for informational and organizational purposes only. It is not investment advice, tax advice, legal advice, accounting advice, or a recommendation to buy, sell, or hold any security or to enter into any transaction.

You are solely responsible for your financial decisions. Before acting on anything you see here, including anything prepared for tax filing or presented to a lender, accountant, or investor, you should verify it against your own records and consult a qualified professional.

Reports the service generates, including profit and loss statements, balance sheets, and Schedule C summaries, are organizational tools built from the data available to us. They are not audited, reviewed, or compiled financial statements, and they are not prepared in accordance with GAAP or any other accounting standard.

We do not determine ownership, title, or marital property rights. The service lets you record what share of an account, asset, liability, or business entity is yours, and the figures follow the number you enter. That number is your statement, not our finding. We do not verify it, we do not infer it from title or from how an account is named, and we do not decide whether property is separate or community, marital or non-marital, or how it would be divided.

Those are legal conclusions that depend on your state, your circumstances, and often on documents we never see. This matters most in community property states, including Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin, where property acquired during a marriage may be treated as owned equally regardless of whose name is on it. The service defaults every share to one hundred percent because it has no basis to assume anything else, and that default may be wrong for you. Setting these shares correctly is your responsibility, and if the answer carries consequences you should get advice from a qualified attorney or tax professional before relying on any figure the service produces.

Nothing the service displays or exports is a valuation, an appraisal, a financial statement, or evidence of ownership, and it is not prepared for use in litigation, a marital dissolution, a probate proceeding, a loan application, or any other proceeding where a determination of ownership or value is at issue.

Parts of the service may be offered as beta, preview, early access, or otherwise pre-release. Beta features are provided for evaluation, may be incomplete or unstable, may change or be withdrawn at any time without notice, and may produce results that are wrong.

Beta features are provided strictly as-is and as-available, without warranty of any kind, and are excluded from any service level or availability commitment. Do not rely on a beta feature for any tax, legal, lending, or other consequential decision.

If you are given complimentary or invitation-only access, we may modify, suspend, or end that access at any time. Feedback you send us about the service may be used without restriction or obligation to you.

The service is provided "as-is" without any warranty, express or implied. Corsac Vantage LLC does not warrant that the service will be uninterrupted, error-free, or completely secure.

Corsac Vantage LLC is not liable for any financial decisions made based on data or insights provided by the platform.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CORSAC VANTAGE LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, TAX BENEFIT, BUSINESS OPPORTUNITY, OR ANTICIPATED SAVINGS, WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE THEORY OF LIABILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE SUBSCRIPTION FEES YOU ACTUALLY PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

We are not responsible for the accuracy, completeness, or timeliness of data supplied by your financial institutions or by third-party data providers such as Plaid, nor for any institution's decision to limit, delay, or discontinue the data it makes available. An institution may return incomplete history, stale balances, or nothing at all, and the service can only present what it receives.

Some jurisdictions do not allow the exclusion of implied warranties or the limitation of liability for certain damages. In those jurisdictions, the exclusions and limitations above apply only to the extent permitted, and nothing in these Terms limits liability for fraud, gross negligence, willful misconduct, or any liability that cannot be limited by law.

You agree to indemnify, defend, and hold harmless Corsac Vantage LLC and its officers, members, employees, contractors, and agents from and against any claim, demand, loss, liability, damage, judgment, penalty, fine, cost, or expense, including reasonable attorneys' fees, arising out of or relating to:

• your use of or access to the service, including use by anyone you invite or grant access to, such as a partner, household member, advisor, accountant, or other authorized third party;
• your violation of these Terms of Service or of any applicable law or regulation;
• your violation of the rights of any third party, including intellectual property and privacy rights;
• any content or data you submit, upload, or connect to the service, including your representation that you are authorized to connect each financial account you link; and
• any decision made or action taken by you or a third party in reliance on information the service displays.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with our defense of that claim.

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury decide your claims.

Informal resolution first. Before starting a formal proceeding, you agree to contact us at AISolutions@CorsacVantage.com with a written description of the dispute and the relief you seek, and to give us sixty (60) days to resolve it informally. Most disputes are resolved this way.

Binding arbitration. If we cannot resolve the dispute informally, you and Corsac Vantage LLC agree that any dispute arising out of or relating to these Terms or the service will be resolved by binding individual arbitration, rather than in court, except as stated below. The arbitration will be administered by JAMS or the American Arbitration Association, under that provider's consumer or streamlined arbitration rules in effect when the claim is filed. You choose which of the two administers your claim. If you do not state a choice when you file, we may select either one. The arbitrator, and not any court, has exclusive authority to resolve disputes about the interpretation, applicability, or enforceability of this agreement to arbitrate.

Class action waiver. YOU AND CORSAC VANTAGE LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF CLASS PROCEEDING. YOU AND CORSAC VANTAGE LLC ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY.

Your right to opt out. You may decline this arbitration agreement by sending written notice to AISolutions@CorsacVantage.com within thirty (30) days of first accepting these Terms, stating your name, the email on your account, and that you opt out of arbitration. Opting out does not affect any other part of these Terms, and it will not affect your account or your pricing.

Exceptions. Either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to protect intellectual property or to stop unauthorized access to the service.

If the class action waiver above is found unenforceable as to a particular claim, that claim will proceed in court and all other claims remain in arbitration.

These Terms of Service and any dispute arising from them are governed by the laws of the State of Texas, without regard to its conflict of law rules, and by the Federal Arbitration Act as to the arbitration provisions above. For any matter not subject to arbitration, you and Corsac Vantage LLC consent to the exclusive jurisdiction and venue of the state and federal courts located in the State of Texas.

Nothing in this section deprives you of the protection of any mandatory consumer protection law of the state in which you reside.

• We reserve the right to suspend or terminate your account for violation of these Terms of Service, with or without notice.
• You may cancel your account at any time from the billing settings in your account.
• Upon request, we will delete your personal data within 30 days of account deletion. Contact AISolutions@CorsacVantage.com to request data deletion.

We may update these Terms of Service from time to time. We will provide at least 30 days' notice of material changes via email and in-app notification.

Your continued use of Financial Command Center after the effective date of any changes constitutes your acceptance of the revised terms.

Entire agreement. These Terms, together with our Privacy Policy and any order or plan terms presented at checkout, are the entire agreement between you and Corsac Vantage LLC regarding the service and supersede any prior agreement or understanding on that subject.

Severability. If any provision of these Terms is held unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions remain in full force and effect.

No waiver. Our failure to enforce any provision is not a waiver of our right to do so later. A waiver is effective only if made in writing and signed by us.

Assignment. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets. Any attempted assignment in violation of this section is void.

Force majeure. Neither party is liable for any failure or delay in performance caused by events beyond its reasonable control, including acts of God, natural disaster, war, terrorism, civil unrest, labor disputes, governmental action, epidemic, power or internet failure, or the failure or interruption of a third-party provider such as a data aggregator, hosting provider, or financial institution.

Survival. The sections covering Not Financial, Tax or Legal Advice, Intellectual Property, Disclaimers and Limitation of Liability, Indemnification, Dispute Resolution and Arbitration, Governing Law, and these General Provisions survive any termination or expiration of your account.

Relationship. No agency, partnership, joint venture, or employment relationship is created by these Terms, and you have no authority to bind Corsac Vantage LLC in any respect.

Third-party beneficiaries. There are no third-party beneficiaries to these Terms, except that our service providers and licensors are intended beneficiaries of the disclaimer and limitation of liability sections.

Notices. We may give you notice by email to the address on your account or by posting in the service. You may give us notice at AISolutions@CorsacVantage.com. Notice is effective when sent.

For questions about these Terms of Service, please contact us: